Note: we are an independent blog. Our content doesn't constitute financial advice. We strive for accuracy, but please always cross-check inflation numbers directly with the BLS. We may receive compensation from some services and products reviewed on this site (learn more).
Note: we are an independent nonprofit blog. Our content doesn't constitute financial advice. We strive for accuracy, but please always cross-check our numbers directly with the BLS. We may also receive compensation from some services and products reviewed on this site (learn more).
✅ Reviewed by: Lauren Brown, CFA. People often ask us which debt relief company to choose. We couldn't find a single list of debt settlement and debt relief companies ranked by their actual third-party reviews, BBB, Google, and Trustpilot, so we built one. If you're...
Money Management International (www.moneymanagement.org) is a U.S.-based nonprofit 501(c)(3) credit counseling agency offering services such as debt management plans, financial education, and broad support across credit-related challenges. Unlike for-profit debt...
Debt Clear USA (www.debtclearusa.com) is a debt settlement company endorsed by Shark Tank’s Robert Herjavec that focuses on helping consumers resolve unsecured debt like credit cards, personal loans, and some medical bills. I’ve reviewed a lot of debt relief companies...
Symple Lending is not a debt relief company. That is the single most important thing to understand before you read another word, because a large share of the people searching its name think it is one. Symple Lending is a loan broker. It matches you with a personal or...
Simple Path Financial (www.simplepathfinancial.com) is a California-based debt settlement company offering personal loans, debt consolidation, and other financial solutions to help consumers manage or eliminate unsecured debt. Founded in 2016 and headquartered in...
Every few months a mailer lands on my desk from a company I have never heard of, telling me I am pre-qualified for a debt consolidation loan. I keep them, because they are a useful window into how this industry actually works. Liberty First Lending sends a lot of...
I have been reviewing consumer lenders for the better part of twenty years, and I have a rule of thumb that has never let me down: when a company's marketing is louder than its licensing, read the regulator filings before you read the website. West Capital Lending is...
Tax Relief Advocates, which now trades as TRA at tra.com, is an Irvine, California tax resolution firm founded in 2017. It represents people who owe the IRS and cannot pay: it negotiates installment agreements, files Offers in Compromise, requests penalty abatement,...
Optima Tax Relief is the most heavily advertised tax resolution firm in America, and it is the one readers ask me about more than any other. Founded in 2011 and based at 6 Hutton Centre Drive in Santa Ana, California, it represents people who owe the IRS: installment...
I have been reviewing debt relief companies for over twenty years, and I have a simple test before I recommend anyone: can I independently verify who they are, what they charge and what their customers say? First Advantage Debt Relief fails that test on every count....
| Monthly | Yearly | |
|---|---|---|
| July 2026 |
0.1% 
|
3.4%
|
