Note: we are an independent blog. Our content doesn't constitute financial advice. We strive for accuracy, but please always cross-check inflation numbers directly with the BLS. We may receive compensation from some services and products reviewed on this site (learn more).
Note: we are an independent nonprofit blog. Our content doesn't constitute financial advice. We strive for accuracy, but please always cross-check our numbers directly with the BLS. We may also receive compensation from some services and products reviewed on this site (learn more).
Vermont’s top individual income tax rate is 8.75%, which puts it among the highest in the country and shapes how the math on a business sale lands at the bottom of the page. The state’s offsetting feature is a capital gains exclusion that allows up to 40% of net...
Oklahoma’s rule for buyers of a business is straightforward and unusual: the Oklahoma Tax Commission will not issue the buyer a sales tax permit to continue operating until the seller’s unpaid sales tax has been paid in full. That rule lives in OAC 710:65-9-4 and...
First, take a breath — if back taxes or bankruptcy has you stressed, you are not alone, and you have more options than you might think. A free or low-cost NFCC-certified counselor can walk through them with you whenever you're ready. So, does bankruptcy clear tax...
If you're overwhelmed by unsecured debt such as credit cards, personal loans, medical bills, or collections, and you're looking for a legitimate way to reduce what you owe, Accredited Debt Relief (www.AccreditedDebtRelief.com) is a name you'll probably come across....
Beyond Finance (www.beyondfinance.com) is one of the largest debt consolidation companies in the United States, helping consumers resolve unsecured debts such as credit cards, personal loans, and medical bills. What sets it apart from most competitors is a built-in...
If you've spent any time Googling debt help, you've run into the NFCC — usually right next to a wall of for-profit ads shouting about "erasing" your debt. After twenty-odd years writing about consumer debt, the National Foundation for Credit Counseling is one of...
South Carolina has become one of the friendlier states in the Southeast to sell a business, and it keeps moving further in the seller’s direction. In March 2026 the governor signed a law that dropped the top income rate to 5.21% and set the state on a path to keep...
Using a 401(k) to pay off debt can sound like an easy fix. You have money sitting in a retirement account, your credit cards are charging high interest, and the idea of wiping everything clean feels tempting. I get it. After more than two decades writing about...
Paying off your mortgage in 5 years sounds almost impossible at first, but it can be done! With a clear plan, aggressive extra payments, and a willingness to make some short-term tradeoffs. I have been writing about personal finance, inflation, debt, and investing for...
Learning how to stop spending money is not really about becoming cheap, miserable, or obsessed with every dollar. It is about getting back in control. If your money keeps disappearing before the end of the month, or you keep promising yourself you will “start saving...
| Monthly | Yearly | |
|---|---|---|
| June 2026 |
-0.4% 
|
3.5%
|
